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Good day sailors

 

I have a small suggestion for the economy of the game. It is simple. It is to introduce a bank system in the game. Player would be able to take a loan and/or deposit money.

 

 

How would it work?

 

Every town has a bank. Players can deposit money, in exchange they receive interest if the money is lend to another player. The player who takes a loan has also to give some guarante. For example a ship or ressources (Average price from the market is taken to estimate the value from the deposit).

 

 

For example:

 

Player A does a deposit from 1k gold. 

 

Player B take a loans from 1k gold. 

 

Player gets interest from 5% per week let's say. On the other hand the player B has to pay 10% interest per week (the town has to earn money also).

 

Player B pays his loan back by a percentage everytime he does a mission or gets gold with something (for example 10%) with the option to pay everything which remains at once.

 

 

I haven't put more thoughts about it. So if you have some improvement don't be shy.

 

 

 

Captain n0el.

 

 

 

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