Elite is also a much smaller scope than SC is with less visual fidelity. NA is halting pre-orders not for not wanting funding but because the studio is too small to handle much more as the raw data is flowing in while in Star Citizens development they were able to subsidize the "Growing Pains" if you will because their kickstarter and initial crowd-funding drive did so well so CIG (Cloud Imperium Games) could hire more staff and grow from 1 location to the 4 main studios and other contractors that il list below.
CIG Santa Monica, California, USA
CIG Austin, Texas, USA
Foundry 42 Manchester, UK
(TBA)CIG Studio in Germany
Illfonic (FPS Development), Denver, Colorado, USA
Turbulent Studios
Behaviour Interactive, Montreal, Canada
Turbulent Studios, Montreal, Canada
Moon Collider, Manchester, UK
CGBot, Mexico City, Mexico
This as well as numorious independent Contractors. At this point They have enough money to finish the game but also according to crowdfunding rules and tax laws at least in the US the money that is raised in such a way has to be spend on development so these "Pre-Orders" and "Pledges" are not padding their bottom line but allowing more growth and continued expansion of the game.